Credit Analyst – Kal Tire – 2 Full-time permanent remote positions

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Kal Tire

Credit Analyst – Kal Tire – 2 Full-time permanent remote positionsKal Tire is looking to hire 2 Credit Analyst to join the team. We would encourage either remote or on-site candidates to apply.The Credit Analyst is responsible for managing an assigned portfolio of new and existing complex credit files with the goal of maximizing revenue and liquidity, while minimizing bad debt expense. This will involve conducting formal credit reviews for both new and existing credit within the established Levels of Authority (LOA), as well as establishing agreed terms of trade to customers in conjunction with Sales Management and the Manager, Credit.The Credit Analyst will work with the Sales team to ensure adherence to the Credit Policy and collaborate to make sound judgements regarding customer sales and credit decisions. In addition, the Credit Analyst will work closely with the Supervisor, Credit and Credit Management team and will provide mentorship to the Credit Representatives.ResponsibilitiesCredit File AdjudicationEvaluate customer credit worthiness of complex or large credit customers by use of internal and external credit reports and through financial statement analysesMake credit recommendations within established guidelines Properly utilize Credit Tools and TechnologyEnsure compliance to credit policy and code of ethicsCredit AnalyticsConduct periodic review of customer base and adjustment of customer credit limits Manage credit hold/releases per the established credit policy and systems configuration settingsMonitor changes in customer and AR portfolio riskFocus on protecting company commercial interests & legal rightsFoster a professional collaborative relationship with internal and external customers to resolve matters that impact billings, receivables and liquidityCredit Knowledge DevelopmentMaintain appropriate financial analysis skills in order to review financial statements (balance sheets, income statements of existing and potential customers to support the credit exposure)Maintain an understanding of industry and economic trendsResearch and participate in formal credit management education and training courses as well as participate in setting training and education objectives/goals for the credit teamExperienceMinimum 2 years’ Commercial Credit experienceEntry to intermediate levelKnowledge, Skills and AbilitiesProficient use of MS Office suite (Excel, Word)Ability to work in a fast-paced/multi-task environmentExcellent time management skillsAbility to meet deadlinesStrong analytical skills and understanding of analytics / ratios related to creditExcellent verbal and written communication skillsGreat customer serviceBilingual in French would be an assetEducationHigh School Diploma, GED or equivalentWorking towards Credit institute of Canada certification, or equivalent credit sector experienceSpecial RequirementsValid driver’s licenseMay involve occasional travelNegotiable RequirementsCredit institute of Canada certificationPost-secondary education in applicable disciplineAbout KaltireKal Tire is the largest independently owned tire dealer in Canada with over 250 locations. Our business philosophy centers on exceeding our customers’ expectations and relies on our entrepreneurial team members to provide exceptional customer service.